The Rising Risk
Fraud patterns are evolving. Cross-border transactions, remote onboarding, and synthetic identities increase risk. Regulators demand certainty, customers expect speed, and operational teams need efficiency.
Balancing these priorities requires a structured approach. To help risk & compliance leaders overcome this, we’ve introduced:
The Three Lines of ID Fraud Defense Protocol
The Three Lines of Defense Explained
The framework ensures robust identity verification and fraud prevention across all layers of your organization.
1. Data You Can Defend
The first line is uncompromising data integrity. Keesing’s reference database is populated directly by governments and document manufacturers and not scraped or extrapolated. Every check is traceable, every record verifiable. This transforms compliance from a policy statement into evidence-backed certainty.
2. Expert Authority
Automation is powerful, but high-stakes cases need human expertise. Roughly 15% of ID checks require escalation. Our certified document specialists are trained to spot security features and detect forgeries – providing the second line of defense. Their knowledge ensures defensibility in audits, investigations, and even court.
3. Technology That Stops Risk Before It Spreads
The third line combines speed and security. Advanced IDV software integrates via APIs, supports both front-line and investigative teams, and offers flexible SaaS configurations. Features like chip reading, biometric comparison, and high-resolution document templates help detect anomalies early without slowing onboarding.
Beyond Compliance: Strategic Benefits of the Three Lines of Defense Protocol
Resilient Reputation: Defend institutional integrity, not just ticking boxes.
Audits Made Easy: traceable decisions and global standards.
Frictionless Onboarding: Fast for legitimate customers, unforgiving for fraudsters.
Download the executive brief about the Three Lines of Defense – no email required.
Our Solutions
AuthentiScan
DocumentChecker
Data as a Service
ID Academy
The Keesing ID Academy provides education on ID document authentication through workshops, E-Learnings, and lectures at conferences.
See Why Het Financieele Dagblad Featured Us
About Keesing Technologies
Founded in 1911, Keesing Technologies has been a global leader in identity verification and fraud prevention. Keesing delivers cutting-edge solutions for real-time ID-checks. Our reference database includes 14,000+ official documents from hundreds of countries, sourced directly from issuing authorities to guarantee accuracy and completeness.
Trusted by four of the ten largest U.S. banks and governments worldwide, Keesing combines data integrity, document expertise, and advanced technology to help organizations meet compliance, reduce fraud, and protect reputations.
Ready to move beyond box-ticking compliance?
Discover how Keesing’s Three Lines of Defense Protocol can protect your organization from financial, regulatory, and reputational risk.
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Why choose Keesing Technologies
We are uniquely positioned to help businesses overcome the challenges that the digital transformation brings.
Leading-edge technologies
The perfect blend of our expert and trusted ID document verification with proven biometric identity proofing technologies.
Global ID document coverage
Access to the world’s most comprehensive database of international ID documents.
Hassle-free onboarding
A seamless user experience through secure and convenient identity verification at onboarding.
No-nonsense, modern solutions
Plug-and-play solutions with real-time results and biometric ID checks.
Regulatory compliance
Compliant with GDPR, AML and KYC directives without getting in the way of your customer’s experience.
Secure business
Combat identity fraud, spoofing and potential risk in one step. Risk-screening and mitigation options.
Competitive advantage
Increase business revenue and conversion rates. Identify new players and safely onboard them on-the-go, at any time or place.
Efficiency
Volume-management for large ID batches in one step, to avoid processing backlogs and deal with peaks in service.
Global clientele
More than 6,500 global businesses and organisations rely on our trusted identity verification.